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What Is the 50/30/20 Rule and How It Works

The 50/30/20 rule is a simple budgeting method that divides your after-tax income into three parts: 50% for needs, 30% for wants, and 20%...

Credit Utilization Ratio: What It Is and How It Works

Most people check their credit score and assume that paying bills on time is enough to keep it high. But one of the most...

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S&P 500 Surges as China Trade Talks Spark Global Market Rally

The U.S. stock market is having quite the party lately. If things go as expected, the S&P 500 could close its ninth straight winning...

APR vs APY: What’s the Difference and Why It Matters

If you’ve ever applied for a loan or even just opened a savings account, you’ve probably come across the terms APR and APY. At...

How to Build an Emergency Fund Without Cutting All Your Expenses

The idea of saving money isn’t exactly thrilling. Most personal finance advice sounds like a medieval punishment, like “Cancel your streaming services. Never eat...

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How The Royals Finale Changed Everything for Aviraaj and Sophia

If you've been keeping up with Netflix's sizzling royal drama The Royals, you already know it's been more tangled than a palace bedsheet on...

5.3 Earthquake Hits West Texas, Felt in El Paso

If you were sipping your evening coffee in El Paso on Saturday and felt the earth do a little shimmy, no, it wasn’t the...

Salvable Ending Explained: Is Sal Still Alive or Not?

Salvable is the kind of film that doesn't rely on flash or spectacle but creeps into your gut and sits there. It’s gritty, raw,...

What Is the 50/30/20 Rule and How It Works

The 50/30/20 rule is a simple budgeting method that divides your after-tax income into three parts: 50% for needs, 30% for wants, and 20%...